Would you like to secure auto financing in Scranton, PA with poor credit or no down payment? At Car Loans Pennsylvania, we can help you get behind the wheel without the headaches of a paper application. What do we charge for our services? Absolutely nothing.
Ready to go over how it works?
- To begin with, you need to submit a secure online application.
- We try to place your application with the best car loan lender in Scranton, PA, given your income, down payment, and location.
- If pre-approved, you will be contacted by your auto loan company either by telephone or email.
- Finalize your auto loan documents and choose your car or truck from an area car dealership.
Go here to submit your secure application.
Autos with No Down Payment in Scranton (PA)
Interested in no down payment car loans in Scranton, PA? We may be able to help. That said, down payments are strongly recommended if you can afford it. Most companies will be happy with a down payment of 15-20%.
Auto Loans with Bad Credit in Scranton (PA)
With Car Loans Pennsylvania, you may find yourself eligible for an auto loan, even if your credit score is sub-standard. Listed below are fico scores in Pennsylvania in general:
- Average PA Credit Rating: 696
- FICO Score Seen as “Poor”: less than 620
- Number of People with Adverse Credit: 39,063
No one wants to have their credit rejected. We may be able to help. Click the link to submit your secure application.
A lot of finance companies want to see a cash down payment, as well as a minimum debt-vs-income ratio (no more than 1/2 of income devoted to debt payments each month).
Auto Loans With Bankruptcy or Repossession in Scranton (PA)
The economy has led to a rise in the prevalence of Pennsylvania bankruptcies and home foreclosures. Are you afraid that you won’t be able to obtain a car loan after bankruptcy, foreclosure, or repossession? Yes, it might take a bit of extra work, but there are lenders who approve car loans for people with bankruptcy in Scranton, PA. Of course, the car finance company will expect you to pay a high rate of interest and offer at least 20% down.
No Credit Check Auto Loans: Scranton, PA
Researching buy here pay here car lots in Pennsylvania? If you believe your only option is in house financing, we hope you submit your application for bad credit car loans in Scranton, PA. These car lots may be referred to as:
- Bad Credit Car Dealerships
- Tote The Note Dealerships
- Your Job is Your Credit Dealerships
- In House Financing Dealerships
Sure, going with an in house financing car dealership in Scranton, PA may seem perfect.
Sadly, there are some potential disadvantages. The APR rates and money due at signing are high, and you’ll have little chance to repair your credit ratings through such a dealer.
Even if you have bad credit, we may be able to help you get approved for the car loan you want without relying on tote the note financing.
Uncertain what type of car or truck you should buy? Explore this article about cheap cars in PA.
Dealerships That Work With Bad Credit in Scranton, PA
- Convenient Classic Car, 401 Wyoming Ave, 18503
- Dave’s Auto Sales & Service, 1536 North Main Avenue, 18508
- Cronin John J Auto Sales, 1326 North Keyser Avenue, 18504
- A J’S Auto Sales, 1200 South 5th Avenue, 18504
- Dickson City Hyundai, 1519 Scranton Carbondale, 18508
- Dom’s Sales & Service, 429 Birch Street, 18505
- B & S Auto, 7 Walnut Street, 18509
- 2 Speed Auto Sales, 1119 South Washington Avenue, 18505
- Belardi Rich Auto Sales, 926 Wyoming Avenue, 18509
- D & S Auto Towing and Recovery, 342 East Gibson Street, 18509
- Caswell Used Cars, 305 Depot Street, 18503
- Boulevard Motors, 2213 Boulevard Avenue, 18509
- A J’s Auto Sales, 1200 S 5th Ave, 18501
- A-1 Auto Sales, 10 Walnut St, 18501
- I & R Motors, 410 Green Ridge St, 923
- Savon Used Car Rentals Incorporated, 631 N Keyser Ave, 18641
- All-Star Auto Sales & Service, 203 Boulevard Ave, 18463
- Matt Burne Honda, 1110 Wyoming Ave, 18641
- RJ Burne Cadillac, 1201 Wyoming Ave, 18641
- Acme Auto Sales, 1009 Penn Ave, 18641
- Kelly Mazda, 1200 Wyoming Ave, 18641
- Tom Hesser Chevrolet BMW, 1001 N Washington Ave, 18641
- Neary’s Auto Sales & Service, 948 Adams Ave, 18641
- Kelly Motor Company, 736 S Main Ave, 18641