Car Loans PA

Auto Loans in Philadelphia (PA)

In search of car loans in Philadelphia, Pennsylvania? At Car Loans Pennsylvania, our network of Pennsylvania auto loan lenders has got you covered. Applying is easy, and oftentimes, there is zero down payment required.

Ready to have a look at how it works?

  1. First off, you want to submit your application online.
  2. We’ll try and place your application with the best Pennsylvania car loan lender for your income, down payment, and location.
  3. Finalize your car loan paperwork and select your car from an area car dealership.

Follow through to submit your application online.

Getting Approved

  • Average Philadelphia Income: $18,140 Annually
  • Average PA Fico Score: 696

The vast majority of car loan companies will expect you to be gainfully employed with $1500 income monthly. Also, your level of existing debt, inclusive of your auto loan, must not surpass 50% of how much you make per month. For consumers who live in Philadelphia, PA, this rounds out to $756 (average).

Don’t meet these prerequisites? No worries. You should still be able to qualify with a co-buyer, more money down, or through buy here pay here financing in Philadelphia, PA.

Zero Down Payment Car Loans: Philadelphia, PA

Looking for no money down car loans in Philadelphia, PA? We can help. All you have to do is complete the quote request form. But needless to say, a down payment is highly recommended if you have the cash. Divide how much the vehicle you want costs by five. This is an outstanding down payment, but you can probably get a car in Philadelphia, PA for just $500 down. We even offer access to some zero down car lots in Philadelphia, Pennsylvania.

Another consideration is your car payments. Don’t spend over 18-20% of your income for your Pennsylvania car loan. Consider average numbers for Pennsylvania car shoppers.

  • $18,140: Income (Yearly)
  • $1,512: Income (Per Month)
  • $272 to $302: Monthly Payment

Fico score been better? Get more information about Pennsylvania bad credit auto loans.

Bad Credit Car Loans in Philadelphia, Pennsylvania

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Have a low credit score? In Philadelphia, PA, the average car owner has got a credit score of 696. A score of 696 itself is a bit low when it comes auto financing. This means a large number of men and women are in need of poor credit auto loans in Philadelphia, Pennsylvania.

Nobody likes to have their credit declined. We can help.

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Many loan creditors require a minimum down payment, along with a minimum debt-vs-income ratio (only 50% of income being allocated toward debt payments each month).

No Credit Check Auto Loans: Philadelphia (PA)

For many individuals in Philadelphia, Pennsylvania, buy here pay here dealers are the last option with regards to getting financed.

When it comes to buy here pay here car lots, referred to as no credit check or in house financing dealerships, your auto loan doesn’t originate from a 3rd party loan service. Put simply, these establishments offer in house financing car loans to Pennsylvania applicants who have poor credit.

Such car loans will often be granted with no credit check. Alas, there are some significant disadvantages. The interest rates and down payments are higher than average, and it will be tough to to rebuild your credit history through this kind of an establishment.

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Even when you are having difficulties with terrible credit, you will find there’s pretty good possibility you could get approved for auto loans in Philadelphia, Pennsylvania with better terms than you could expect from a your job is your credit vehicle lot. Wondering what kind of car to purchase? Explore this article about cheap used cars in Pennsylvania.

Philadelphia (PA) Used Car Lots That Might Offer Auto Financing

  • Cheltenham Motors Inc, 1410 W Cheltenham Ave, 19126
  • CARZ Inc, 2229 W Hunting Park Ave, 19140
  • A 2 Z Auto Sales Inc., 2915 N 2nd St, 19133
  • Dan Kelly & Son Auto, 4926 Pearson Ave, 19114
  • Avenue Auto Sales Inc, 3239 N 29th St, 19129
  • Carmen Tony Auto Sales, 4390 Whitaker Ave, 19124
  • Bavarian Motors Inc, 4010 N Broad St, 19140
  • Auto Trans CO, 2955 E Venango St, 19134
  • Elian Auto Sales, 1113 E Erie Ave, 19124
  • Bay Sales, 5200 Unruh Ave, 19135
  • Dicicco Auto Sales, 7701 Frankford Ave, 19136
  • 5th St Auto Parts, 3107 N 5th St, 19133
  • Chapman Ford Sales Inc, 9371 Roosevelt Blvd, 19114
  • Car & SUV Outlet, 6801 Germantown Ave, 19119
  • 3R’s Used Cars, 2309 N 2nd St, 19133
  • Bell Auto CO, 6550 Frankford Ave, 19149
  • Auto Group The, 4721 Van Kirk St, 19124
  • BBF Automotive, 1111 East Berks Street, 19125
  • E-Z Pay Used Cars LLC, 8913 Frankford Av, 19136
  • Basic Transportation Inc, 4200 Rising Sun Avenue, 19140
  • Best-Buy Auto Sales Inc, 1720 West Passyunk Avenue, 19145
  • Big Boys’ Toys, 134 Rector Street, 19127
  • Davis Mel Used Cars Inc, 1425 Federal Street, 19146
  • CARZ Inc, 1201 Belmont Avenue, 19104
  • Donna’s Secretarial Service, 6414 North Smedley Street, 19126
  • Awn Sales Limited, 4712 Wingate Street, 19136
  • Desimone Suzuki Auto Group, 11295 Roosevelt Boulevard, 19154
  • Century Quality Used Cars, 4926 Arendel Street, 19114
  • Cesar Auto Sales, 3609 North 6th Street, 19140
  • De Orion Llc, 4618 North 5th St, 19120
  • Chris’ Auto Center – Sales, 4520 Torresdale Avenue, 19124
  • Central City Toyota Inc., 4800 Chestnut St, 19139
  • Cars for Less Inc, 2929 Kensington Avenue, 19134
  • City Car Sales Inc, 6821 Norwitch Drive, 19153
  • Century Quality Used Cars, 3970 Roosevelt Boulevard, 19124
  • All Car Parts, 3224 North 22nd Street, 19140
  • Capital Car Company, 3825 Kensington Avenue, 19124
  • Don’s Auto and Trucks Sales, 610 East Luzerne Street, 19124
  • Davis Auto, 8401 Frankford Avenue, 19136
  • American Motor Sales, 631 East Girard Avenue, 19125
  • B C Automotive Inc, 5801 Penn Street, 19149
  • Dave & Mike’s Used Cars Inc, 4819 Leiper St, 19124
  • Champion Toyota, 7198 Castor Ave, 19149
  • 5th Street Motors, 3900 North 5th St, 19132
  • Borner- Joseph III Used Car Part, 182 West Berks Street # 188, 19122
  • Eden Vehicle Marketing, 10100 Bustleton Av, 19116
  • Credit Builders, 6214 Harbison Avenue, 19149
  • Auto Trade Used Car Center Inc, 4350 Torresdale Avenue, 19124
  • Boulevard Auto Sales, 3950 Roosevelt Blvd, 19124
  • Ameri Motors Inc Com, 6248 North Broad Street, 19141
  • Borner John Auto Sales, 8601 Torresdale Av, 19136
  • Best Buy Motors Inc, 5823 North Broad St, 19120
  • DICICCO AUTO SALES II LLC, 7560 Frankford Av, 19136
  • Berks Street Auto Sales Inc, Delaware Avenue & Be, 19102
  • Davis Auto, 8919 Frankford Avenue, 19136
  • Autorider Llc, 6741 Essington Avenue, 19153
  • D & D Automotive Group Inc, 2251 West Hunting Park Av, 19132
  • B & D Auto, 4246 North Broad St, 19120
  • Boulevard Auto Sales, 8917 Frankford Avenue, 19136
  • City Auto Sales LLC, 630 Federal St, 19148
  • Best Buy Auto Sales, 1570 East Erie Avenue, 19124
  • Camsa Auto Sales, 4318 Market St, 19104
  • Bell- F.Demitrius, 4905 Pine St, 19143
  • Diamond NOIR Auto Sales, 4060 Frankford Avenue, 19124
  • Amco Motor Sales, 3610 Frankford Av, 19124
  • City Import Auto Sales, 4065 Torresdale Av, 19124
  • Classic Cars Of Philadelphia, 1841 East Somerset St, 19134
  • Cars for Less Auto Sales, 2612 Kensington Avenue # 32, 19125
  • Anthony A’S Auto Sales, 3701 Kensington Avenue, 19124
  • C&S Auto Center Inc., 6542 Lebanon Avenue, 19151
  • Auto Max Motors Inc, 7540 Torresdale Avenue, 19136
  • Compact Auto Sales, 5001 Torresdale Avenue, 19124
  • Dorsha Motors, 2017 66th Avenue, 19138
  • Charger Metal Works, 2127 Margaret St, 19124
  • Davis Auto Sales, 1101 Ridge Avenue, 19123
  • Buy A Car, 4313 Main St, 19127
  • Dan Kelly & Son Auto Sales, 4077 Torresdale Avenue, 19124
  • AMA Cars, 6825 Frankford Av, 19136
  • Back in Time Rides, 100 Byberry Road, 19116
  • Anthony A’s Auto Sales, 4160 Torresdale Av, 19124
  • Double M Auto Sales, 114 East Girard Av, 19134
  • Dubak’s Auto Sales, 6800 Frankford Avenue, 19135
  • Cousin II Auto Sales, 249 North 63 St, 19139
  • Dream Automotive Inc, 1201 East Erie Av, 19124
  • Z & A Auto Sales, 6025 N Broad St, 19082
  • Z & A Auto Sales, 100 W Roosevelt Blvd, 19082
  • Zmotor Z, 1947 Wakeling St, 19082
  • Auto X Change, 5011 Torresdale Ave, 19082
  • X Car Sales, 4700 Torresdale Ave, 19082
  • M & S Auto, 6212 Market St, 19082
  • E Way Auto Sales, 1530 S 33rd St, 19082
  • Key & V Auto Sales, 4020 Kensington Ave, 19082
  • R & J Auto Sales, 5800 Elmwood Ave, 19082
  • Key & V Auto Sales, 4006 Kensington Ave, 19082
  • T J’s Auto Imports Incorporated, 2149 Penrose Ave, 19082
  • C & D Auto Sales, 2700 Boudinot St, 19019
  • Enterprise Car Sales, 2001 Byberry Rd, #4, 19001
  • Philadelphia Car Finance Auto Loans, , 19001
  • Vare Auto Sales, 3001 Vare Ave, 19001
  • Labate Auto Sales, 5800 E Roosevelt Blvd, 19001
  • Faith’s Antiques, 545 E Godfrey Ave, 19001
  • Imp Auto Outlet, 1580 N 52nd St, 19398
  • West Johnson Classics, 86 W Johnson St, 19398
  • Alfredo Gonzalez, , 8084
  • Jijus Classic Auto Sales, 5945 Harbison Ave, 8084
  • JD Byrider, 2185 Bridge St, 8084
  • Modern Classic Automobile Sale, 253 W Erie Ave, 8084
  • Cj Auto Sales, 2337 N 2nd St, 8084
  • B & B Auto Sales, 101 W Erie Ave, 923
  • Double M Auto Sales, 114 E Girard Ave, 923
  • Dunphy Ford-Subaru Incorporated, 7700 Frankford Ave, 19001
  • Metro Auto Sales Incorporated, 217 W Roosevelt Blvd, 19001
  • Gegnas Chrysler Plymouth, 3875 Kensington Ave, 19001
  • Prestige Auto Sales, 3970 Roosevelt Blvd, 19001
  • Dave & Mike’s Used Cars Incorporated, 4672 Griscom St, 19001
  • Ali’s Auto Sales, 3017 Spring Garden St, 19001
  • Autopros, 6250 Harbison Ave, 19001
  • Tim’s Auto Sales, 7137 Woodland Ave, 8085
  • B & D Auto, 4246 N Broad St, 923