In Harrisburg, PA, auto loans have become more challenging to find. No matter whether you want a small economy car or an SUV, we can help you get behind the wheel without the inconvenience of an in-person credit application. What’s even better, our service is free.
Autos with No Money Down: Harrisburg, PA
Interested in car loans with no money down in Harrisburg, PA? We help our users find no money down car deals all the time. That said, down payments are a good idea if you have the cash. In general, finance companies will be happy with an advance payment of 15 to 20%. You will also want to consider your regular monthly payments. You don’t want to commit in excess of 18 to 20% of your income for your Pennsylvania car loan. Let’s consider average numbers for Pennsylvania consumers.
- $12,468: Income (Yearly)
- $1,039: Income (Per Month)
- $187 to $208: Car Payment
Worried about your credit? Discover more details about Pennsylvania bad credit car loans.
Buying a Car with Bad Credit in Harrisburg, Pennsylvania
It is very important to plan appropriately for your auto loan in Harrisburg, PA, particularly if you have bad credit. You don’t want to reduce your fico score further. So please do not set aside above 15% of your income a month toward paying back your bad credit auto loan.
- $156: 15% of average income in Harrisburg, PA
- $52: 5% for fuel, repairs, etc.
At the same time, you want to furnish a substantial down payment if you can. Yes, we could help you obtain Pennsylvania auto loans with no money down, but such loans have a greater risk of becoming upside down.
Buying a Car With No Credit Check: Harrisburg (PA)
Most PA buy here pay here car dealers allow you to finance a vehicle without any credit check, but this decreases your ability to improve your credit history.
When it comes to buy here pay here dealerships, often known as no credit check or in house financing car lots, your car loan originates from the dealer directly. Or in other words, these establishments provide in house financing auto loans to Pennsylvania consumers who’ve got poor credit.
Indeed, tracking down a tote the note car lot in Harrisburg, Pennsylvania may seem like your best option. Unfortunately, they have several main downsides. These include excessive interest rates, large down payments, greater risk of deceptive financing tactics, and narrow inventory.
Make sure to look into any PA in house financing dealer on the web. Be sure to track down someone who has obtained a car or truck from them recently, and ask whether or not the establishment is reputable.
Used And Bad Credit Car Lots: Harrisburg, PA
- Bavarian Enterprises Incorporated, 1037 Maclay St, 17103
- Cameron Kar Mart, 1649 S Cameron St, 17104
- Credit Conections Inc, 698 S 13th St, 17104
- Capital Daewoo East, 601 N Cameron St, 17103
- Autohaus, 4150 Chambers Hill Rd, 17111
- Bob’s Auto Exchange, 3439 Walnut St, 17109
- Capital City Corvettes & Collector Cars, 3132 Walnut St, 17109
- Auto Rizon Used Car Lot, 2800 Paxton St, 17111
- Dove’s Auto Repair, 5930 Derry Street, 17111
- Capital City Cars, 800 South Cameron Street, 17104
- All in the Family Used Auto Sales, 901 South 16th Street, 17104
- Brenner Kia, 1908 Paxton St, 17104
- Clark’s Auto World, 2027 Herr Street, 17103
- Affordable Cars and Trucks, 7511 Allentown Boulevard, 17112
- Auto -max Of Colonial Park, 4220 Jonestown Rd, 17109
- David’s Auto Sales, 140 South 17 St, 17103
- Brenner Motors Inc, 946 South 18th Street, 17104
- Bob’s Automotive & Truck Sales, 5674 Allentown Boulevard, 17112
- Brenner Car & Truck Rental Inc, Paxton Street, 17101
- Wolfe’s Volkswagen Service, 7493 Allentown Blvd, 923
- Enterprise Car Sales, 7451 Paxton St, 17022
- Faulkner Honda, 2020 Paxton St, 923
- Faulkner Toyota, 3400 Paxton St, 17022
- Faulkner Mazda Subaru, 3233 Paxton St, 17022
- Turner Kia – New & Used Cars, 4201 Chambers Hill Rd, 17022
- Harrisburg Hyundai, 4220 Chambers Hill Rd, 17022
- Euro Motors, 7770 Allentown Blvd, #1, 17022
- Rj Cackovic Auto Sales & Service, 5820 Linglestown Rd, 17033
- Sutliff Chevrolet, 1251 Paxton St, 17033